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Ramp

Corporate cards and controls for business spend management

Finance & AccountingSpend Management

What Ramp does

Ramp provides businesses with tools to manage corporate spending, offering corporate cards and controls designed to help teams track, regulate, and analyse expenses. The platform is aimed at reducing manual effort in the spend management process, providing digital tools for overseeing card usage and enforcing company policies. Ramp fits into the wider accounting software landscape by specialising in spend management for growing organisations needing more visibility and oversight of their financial outflows.

With a focus on card-based spend, Ramp is intended for companies that issue corporate cards to employees and wish to centralise spending controls and reporting. Its position is most relevant for teams needing to manage, audit, and optimise company-wide spending without relying solely on traditional accounting packages.

What sets it apart

Specialises in combining corporate cards with real-time spend controls and reporting.

Key features

  • Corporate card issuing
  • Real-time spend tracking
  • Policy controls
  • Expense categorisation
  • Digital receipt capture

What teams use it for

  • Issue and manage corporate cards
  • Monitor and regulate team spending
  • Capture and reconcile receipts
  • Enforce spending policies

Pros

  • +Streamlines expense tracking with integrated cards
  • +Automates policy enforcement
  • +Simplifies receipt capture and reconciliation

Cons

  • Limited general accounting functions
  • Not suited for personal or freelance use

Our verdict

Ramp is worth considering for companies needing to issue corporate cards and maintain tight control over expenses. Organisations seeking deeper accounting features beyond spend management should look elsewhere.

Frequently asked questions

Does Ramp replace my standard accounting software?+

Ramp focuses on spend management and corporate cards, and is typically used alongside traditional accounting systems rather than as a full replacement.

How do I get started with Ramp?+

You sign up via the Ramp website and follow their onboarding process, which includes business verification and configuration of cards and policies.

Is there a mobile app for managing card usage?+

Check Ramp's official website or app store listings for the latest information on platform support.

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