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Wise Business

Multi-currency business accounts for global payments

Finance & AccountingInternational Payments

What Wise Business does

Wise Business provides an online account for companies needing to send, receive, and manage money internationally. Its core service focuses on low-cost, cross-border payments and the ability to hold balances in various major currencies. Businesses use Wise to handle overseas invoices, pay international suppliers, and simplify receiving money from abroad, typically at more transparent exchange rates than traditional banks.

This service suits firms with frequent foreign transactions, remote teams, or international customers. Wise Business operates entirely online, aiming to speed up transfers and reduce banking overhead for global businesses. It is not a full accounting platform but integrates with other tools and platforms as part of a broader finance workflow.

What sets it apart

Offers transparent, real exchange rates for global business transfers without hidden fees.

Key features

  • Hold multiple currencies
  • Send international payments
  • Receive money in different currencies
  • Generate local bank details
  • Batch payments
  • Integrate with accounting platforms

What teams use it for

  • Pay global suppliers
  • Receive international client payments
  • Manage multi-currency balances
  • Batch payroll for remote teams

Pros

  • +Fast cross-border transfers
  • +No hidden exchange markups
  • +Supports many currencies
  • +Simple online account setup

Cons

  • Not a full accounting solution
  • No in-person support
  • Limited cash or cheque handling

Integrates with

XeroQuickBooks Online

Our verdict

Wise Business is worth considering if you need reliable, affordable international payments. If you require in-depth accounting or granular expense controls, you may need another tool alongside it.

Frequently asked questions

Does Wise Business support holding balances in multiple currencies?+

Yes, it allows you to hold and manage balances in several major currencies from a single account.

How does Wise Business handle exchange rates?+

Wise Business uses the real mid-market rate without hidden fees. All charges and rates are shown before you send money.

Can I connect Wise Business to my accounting software?+

It integrates with platforms like Xero and QuickBooks Online for accounting automation.

Where can I find Wise Business pricing?+

For the latest fees and detailed pricing, visit Wise’s official pricing page.

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